Meritus : Our Services : Industry Practices : Financial Services

Solutions

Our financial services focused solutions are geared to deliver the dual benefit of addressing regulatory credit risk and Customer Valuation and Relationship Marketing (CVRM) for better corporate performance. Meritus provides access to state-of-the-art processes that measure outcome in all key areas of the financial services industry.

	Operational risk
	Estimation capital set aside to address operational losses.

	Planning and forecasting
	Forecasting demand and sales.

	Credit risk assessment
	Estimating risk of borrower default, plus capital provision.

	Customer Valuation and Relationship Marketing
	Prediction of customer behavior, estimation of lifetime value, identifying return on investment (ROI) and cross-selling opportunities.

Analysis of data emerging from touch points helps clients predict customer behavior and estimate customer value and ROI. Meritus utilizes tried-and-tested analytical processes and statistical modeling techniques to gain meaningful insight into customer data. Enabling our clients to understand their customers better and manage risk more effectively are primary objectives.

	Dual benefit of meeting regulatory credit risk and understanding customer relationships better


	Secure infrastructure and ability to handle large volumes of data

	Expertise in multiple domains applied to the finance industry

	Domain expertise in design and conceptualization of data architecture using Basel II implementation processes